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Personal Current Account

This is a normal checking for Individuals and salary earners.

Features & Benefits

  • Zero minimum opening balance
  • A cheque book
  • Funds transfer
  • Free bank statement
  • Access to ATM/VISA card
  • Free SMS alert subscription
  • Free mobile banking subscription
  • Monthly account maintenance fee of D25.00.
  • Commission on turnover (COT) of D3.00 for every D1,000.00 is charged upon withdrawal
  • Free online banking subscription (Internet, Statement by email etc)
  • Credit facilities such as loans, overdrafts and cheque discounting


The following are required to open an account:

  • One (1) recent passport size photograph
  • Copy of valid I.D (Biometric ID. Card / current Passport / Biometric Driver’s license)
  • Copy of Taxpayer Identification Numbers (TIN) Certificate
  • Copy of marriage certificate for couples (Joint Accounts)
  • Reference letter from current holder individual with a bank in The Gambia
  • Residence / Work permit for foreign nationals working in The Gambia
    Note:- Original Documents must be sighted
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